Montara, CA— fire, flood & earthquake hazard information
Montara is a unincorporated community in San Mateo County in the San Francisco Bay Area, covering about 3.9 square miles. This page summarizes what official government maps show for Montara: CAL FIRE fire hazard severity zones, FEMA flood zones, state seismic hazard zones, dam inundation areas, airport noise contours, and air-quality indicators. Figures are the share of Montara’s area that falls inside each mapped zone.
View Montara on the interactive map → to check any specific address, free.
Wildfire hazard severity zones
Per CAL FIRE's Fire Hazard Severity Zone maps, 73% of Montara is in a Very High fire hazard severity zone, 4% is in a High zone. The remainder of its area is outside currently designated zones.
| Very High severity zone | 73% |
| High severity zone | 4% |
FEMA flood zones
2% of Montara lies within a FEMA Special Flood Hazard Area (1% annual chance, zones A/AE/AH/AO); less than 1% is in a coastal high hazard zone (V/VE); less than 1% is in the 0.2% annual chance (500-year) area. Federally backed mortgages in a Special Flood Hazard Area generally require flood insurance.
| Special Flood Hazard Area (100-yr) | 2% |
| Coastal high hazard (V/VE) | less than 1% |
| 0.2% annual chance (500-yr) | less than 1% |
Earthquake faults & seismic zones
The nearest mapped fault, the San Gregorio fault zone, is about 0.6 mi (1.0 km) from the center of Montara. 1 named fault trace in the USGS Quaternary fault database cross its boundary. 8% of its area is in a state-designated liquefaction zone of required investigation. 28% is in an earthquake-induced landslide zone.
| Nearest mapped fault | San Gregorio fault zone — 0.6 mi (1.0 km) |
| Named fault traces crossing boundary | 1 |
| Liquefaction zone | 8% |
| Earthquake-induced landslide zone | 28% |
Dam inundation, aircraft noise & air quality
annual average fine-particle (PM2.5) concentration across its census tracts is 8.1 μg/m³, and its composite pollution burden ranks around the 14th percentile statewide.
| Annual PM2.5 (tract average) | 8.1 μg/m³ |
| Pollution burden percentile (statewide) | ~14 |
Frequently asked questions
- Is Montara in a wildfire hazard severity zone?
- Per CAL FIRE's Fire Hazard Severity Zone maps, 73% of Montara is in a Very High fire hazard severity zone, 4% is in a High zone. The remainder of its area is outside currently designated zones.
- Is Montara in a FEMA flood zone?
- 2% of Montara lies within a FEMA Special Flood Hazard Area (1% annual chance, zones A/AE/AH/AO); less than 1% is in a coastal high hazard zone (V/VE); less than 1% is in the 0.2% annual chance (500-year) area. Federally backed mortgages in a Special Flood Hazard Area generally require flood insurance.
- What earthquake faults and seismic zones affect Montara?
- The nearest mapped fault, the San Gregorio fault zone, is about 0.6 mi (1.0 km) from the center of Montara. 1 named fault trace in the USGS Quaternary fault database cross its boundary. 8% of its area is in a state-designated liquefaction zone of required investigation. 28% is in an earthquake-induced landslide zone.
- How do I check a specific address in Montara?
- Use the free sitelume interactive map at https://sitelume.com — search any Montara address to see which mapped zones it falls in, layer by layer.
Nearby in San Mateo County
Sources: CAL FIRE Fire Hazard Severity Zones; FEMA National Flood Hazard Layer; USGS Quaternary Faults; CGS Seismic Hazard Zones & Alquist-Priolo zones; Cal OES dam inundation maps; county ALUC noise contours; CalEnviroScreen 4.0. Area shares are computed against each place’s Census TIGER boundary (last computed 2026-07-24). Boundaries and zone designations change; always verify with the issuing agency.